I would like to make an investment in a white Townstone. This means that Someone gives me a white Townstone for 1 of my community projects that are in =68, I place it, make a town etc., and if the project fails, I clean it up and give the town to said person free. Money would only changes hands if it did succeed, which involves me paying for the Townstone afterward. If it fails, you get a town for free, and if it succeeds, I get a town and you get a heck of a lot of gold. Seems fair to me!